Plans run on your device · your amounts never leave the browser
Your finances. Your scenarios. Your device.
Plan your financial future: bring together your assets, income and expenses, and compare different life scenarios.
- Free forever
- No account
- Encrypted backups
You could live off your money
2041at 52
- Stocks & ETFs
- Real estate
- Cash & deposits
- Bonds
What Krokfolio does
- 01
See your future
When could you live off your money? A year-by-year projection in today's money, with a range drawn from market history.
- 02
Try scenarios
Stop working earlier, sell the flat, have a child, a market crash — add life events and compare plans side by side.
- 03
On your device
Every calculation runs in your browser. No server, no sync, no account.
How it works
Three steps. No sign-up.
- STEP 01
Enter what you own
Each thing you own as one amount, or as quantity × price, optionally with a ticker. Then your age, monthly saving and spending.
Rough is fine - STEP 02
Get your answer
The year you could live off your money, two ways to count it, and how sure that is.
Today's money - STEP 03
Try scenarios
Add life events, compare scenarios side by side, find answers to common questions and save a PDF report.
Side by side
Start with rough numbers.
One rough amount for each thing you own is enough. Add quantity × price when you want more detail.
Stocks & ETFs
AAPL · VOO
Expected return and dividends
Crypto
BTC · ETH
Your own growth assumption
Bonds
OVDP · T-Bill
Government and corporate, with interest
Cash & deposits
UAH · USD
Emergency fund or part of the plan
Real estate
Home · Rental
Value growth plus rent
Metals & other
Gold · Silver
Plus pension funds, business, other
Private by default
Your plan stays on your device.
Krokfolio runs entirely in your browser — your amounts, plans and scenarios are stored and calculated there. It only goes online for exchange rates and, if you switch them on, live prices, which send ticker symbols only.
Privacy details- Servers that hold your plan
- 0
- Amounts sent anywhere
- 0
- Analytics on your holdings
- 0
- Live prices
- opt-in · symbols only
Compare
Typical cloud finance app vs. Krokfolio.
Not a feature comparison — a structural one.
Typical cloud finance app
- Email + password required
- Your finances stored on vendor servers
- Analytics on what you own
- Planning tools behind a paywall
- Goes away if the company does
Krokfolio
- No account
- Plans calculated in your browser
- No tracking of what you own
- Scenarios and compare, free
- Encrypted backups you keep
Plan it yourself.
Your numbers, your scenarios, your device. No account. Not financial advice.